Reducing EV loan defaults through real-time asset intelligence

Jump aggregates and standardizes EV data across OEMs — giving lenders the early signals needed to act before payments are missed.

AO
Amara Osei
Waya M5 · KE-4821
AT RISK
Daily km — 7-day trend
−61%
Below target
12 km
3-day avg
3d
Payment due
Last interaction
Call · Promised to Pay 2 days ago
"Had an accident, will be back driving in 3 days."
Significant usage decline detected
Daily km down 61% over 14 days. Pattern consistent with early repayment stress — recommend outreach before next payment date.
Log interaction  
View profile  

One platform.
Not five logins.

Waya Portal separate login
 CSV export only
Roam Portal different format
 manual pull
Spiro Portal 3rd login
 manual pull
Manual spreadsheet consolidation
Reconciled once a week · always 3–7 days stale
⚠ data is stale
Risk only becomes visible  after  a payment is missed — intervention is always too late
Blind to early risk
No income proxy means default is only visible after the payment is already missed.
Always days behind
Manual CSV exports mean your view is never current — decisions always lag reality.
Every OEM is a silo
Every OEM demands a separate login, a different data format, and endless manual reconciliation.
Waya
Roam
Spiro
Action Queue
Prioritised by risk score
Live Risk Scores
7–14 days early warning
ESG Reports
Investor-ready export
All OEM data live · updated in real-time · zero manual exports
Early warning system
Utilisation drops trigger risk flags 7–14 days before a payment is at risk — time to intervene.
All OEMs unified
All OEM data flows in automatically — one login, one view, one source of truth.
ESG without effort
CO₂ savings, fuel displacement, and impact metrics automatically calculated and exportable.
See it in action
dashboard.jumpenergy.io/mfi
Jump MFI Dashboard
Watu Credit
MFI Dashboard
JM
James Mwangi
Loan Officer
Action Queue
James Mwangi
Monday, 24 March · Loan Officer
2 Critical 3 At Risk 2 Declining 8 On Track
SO
Samuel Otieno
Waya M5 · KE-2341
CRITICAL
−62%
Daily km — last 14 days
−62%
Usage drop
31 km
Avg today
Day 3
Overdue
Payment overdue · KSh 8,400
Log interaction  
PK
Peter Kamau
Waya M5 · KE-3021
AT RISK
−46%
Daily km — last 14 days
−46%
Usage drop
51 km
Avg today
3 days
Due in
Call rider today · KSh 2,100
Log interaction  
DM
David Muturi
Spiro · KE-0117
DECLINING
−20%
Daily km — last 14 days
−20%
Usage drop
76 km
Avg today
5 days
Due in
WhatsApp check-in · KSh 1,400
Log interaction  
✓ 8 riders on track
SO Samuel O. · CRITICAL PK Peter K. · AT RISK DM David M. · DECLINING © OpenStreetMap contributors
01 — Data

OEM-agnostic data aggregation

One platform that centralizes and standardizes EV data across all your OEM partners. No more fragmented dashboards — your entire fleet in one view.

Fleet overview — 15 bikes · 3 OEMs
Rider OEM Plate Avg km Status
Samuel Otieno Waya M5 KE-2341 31 km At risk
Peter Kamau Roam Air KE-1892 51 km Low
David Muturi Spiro KE-0117 76 km Low
Alice Njoki Waya M5 KE-3309 104 km On track
Joseph Kariuki Roam Air KE-2204 98 km On track
02 — Intelligence

Early default detection

Predict income gaps through real-time km monitoring and risk alerts. Start a dialogue with borrowers before payment problems arise — not after they've already missed.

Risk signal — Samuel Otieno
SO
Samuel Otieno
Waya M5  ·  KE-2341
CRITICAL
Daily km — last 14 days
Usage down 62% — payment due tomorrow
Intervene now before default occurs.
03 — Reporting

ESG-ready reporting for funders

Automated, auditable ESG metrics derived directly from EV operations — CO₂ avoided, gender breakdown, income growth. One click exports investor-grade data.

ESG summary — Q1 2026
4.2 t
CO₂ avoided
34%
Female borrowers
+18%
Income growth
312
Active borrowers
Q1 2026 ESG Report.pdf Export

Accelerate Africa's EV transition by giving lenders a unified data platform that unlocks cheaper capital, credible ESG reporting, and smarter credit decisions.

Any Questions?

If the answer to your question is not on this page, please contact our Account Managers.

The Jump MFI Dashboard is a data platform purpose-built for microfinance institutions and lenders financing electric motorcycles in East Africa. It centralises telematics, repayment, and rider behaviour data into a single actionable interface — giving loan officers and managers the tools to intervene early, reduce default, and produce credible ESG reports.

Jump integrates directly with the telematics systems of leading EV OEMs operating in Kenya. Data on daily kilometres, charge state, and GPS location is ingested via API in near real-time. No additional hardware installation is required on the lender's side.

Yes. The platform is designed to complement — not replace — your existing LMS. We expose a REST API and webhook layer so repayment events, risk flags, and rider scores can be pushed directly into your system of record. We have active integrations with common LMS platforms used across East Africa and can accommodate custom connections.

The ESG module calculates CO₂ savings, fuel displacement, and impact metrics per rider and in aggregate across your portfolio. Reports are exportable in PDF and CSV and are structured to align with common DFI and impact investor reporting frameworks, making it straightforward to demonstrate climate impact to capital partners.

Most institutions are live within 2–4 weeks. The majority of that time is spent on the initial data mapping and API connection with your OEM partners. Once connected, your team can begin using the action queue and risk dashboard immediately. We provide hands-on support throughout the onboarding process.

Pricing is based on the number of active loans in your portfolio and scales as you grow. We offer a fixed monthly platform fee with no per-transaction charges. Get in touch to receive a quote tailored to your institution's size and OEM mix.

Ready for
what's next?

Let's prepare your institution for the next phase of EV financing. Together, we can tackle today's key challenges faced by Kenyan financial institutions.

Jump

www.jumpenergy.io  ·  Accelerating Africa's EV transition